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The Pattern Library

What good decisions look like — in the hands of the teams making them

A library of the recurring moves that produce good customer outcomes, usable live in a sprint by the people designing the journeys. The map below is the whole system on one screen — six families of pattern across three organisational levels.

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32 patterns · 6 families · 3 levels
Business Model
Operating Model
Engagement
Understanding, Not Disclosure
17The Friction Audit18The Readability Mandate
Consider All Customers
02Declining with Dignity06The Vulnerability Triage07The Target Market Discipline
04Reading the Room05Designed for the Edges
Fair Value by Design
08The True Cost13The Value Equation
14The Commission Lens15The Price Signal
16The Fee Conversation
Support That Enables
10The Claims Promise32The Drawdown Promise
20The Easy Exit21The Financial Difficulty Pathway
22The Human Moment23The Accessible Default
Demonstrating Good Outcomes
11The Outcome Dashboard24The Foreseeable Harm Test
25The Annual Reckoning26The Early Warning System
27The Feedback Loop
Governance & Accountability
12The Culture Test28The Chain of Responsibility
29The Duty Champion30The Partner Standard
31The Incentive Alignment
How to read a pattern

Hook → move → proof

Every card follows the same anatomy: the problem it addresses, the structural move that answers it, the indicators that it's working, worked examples with real numbers, watch-outs, and the evidence and AI lens behind it. Nothing hidden — open any card to read it end to end, or take the one-page version into a workshop.

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